Medicare Advantage
Part C plans from private carriers that bundle A, B and usually D with extra benefits.
Dental, vision and hearing coverage after 65
Cleanings, crowns, glasses and hearing aids are among the most common surprise costs in retirement. There are good ways to plan for them.
Overview
What Dental, vision and hearing means for you
Original Medicare does not cover routine dental care, dentures, eye exams for glasses, eyeglasses or hearing aids. For many retirees these become the largest predictable health expenses outside of premiums.
There are two main routes. Many Medicare Advantage plans include allowances for these services. If you have a Medicare Supplement, a stand-alone dental, vision and hearing policy can be added, often with a large network of Savannah-area dentists and optometrists.
We read the fine print that matters here: waiting periods for major dental work, annual maximums, frequency limits on cleanings and exams, and whether hearing aids come from a specific vendor.
Sample figures for illustration only. Waiting periods and limits apply to many plans. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for all of your options.
What is included
The coverage that matters most, in plain language. Details vary by plan.
- Preventive dental cleanings and X-rays
- Fillings, extractions and root canals (plan dependent)
- Crowns, bridges and dentures after waiting periods
- Routine eye exams
- Eyeglass frames, lenses or contacts allowances
- Hearing exams and fittings
- Hearing aid discounts or allowances
- Access to local dentist and optometrist networks
How we help you decide
Our process for dental, vision and hearing, start to finish.
List what you expect to need
Implants, a new set of dentures or hearing aids next year change which plan makes sense.
Check your dentist
We confirm whether your current dentist participates and at what fee level.
Read the limits
Annual maximums, waiting periods and frequency limits, side by side.
Enroll at the right time
Stand-alone plans can start any month, so timing around planned work matters.
Why people choose it
Preventive care covered
Cleanings and exams often at no cost after enrollment.
Glasses allowances
Frames and lenses without paying full retail every time.
Hearing aid savings
Discounts or allowances on devices that can cost thousands.
Costs and factors
Sample figures for illustration only. Waiting periods and limits apply to many plans.
- Stand-alone premium
- $32 - $68
- Monthly, sample Savannah range
- Annual dental max
- $1,000 - $3,000
- Per year, sample range
- Eyewear allowance
- $100 - $250
- Every 1 to 2 years, sample
- Hearing aids
- $499 - $1,499
- Per aid with plan pricing, sample
Dental, vision and hearing questions
Still wondering about something? A licensed advisor can answer in plain English, usually the same day.
Only in limited cases, such as dental services needed before certain medical procedures. Routine care, fillings and dentures are not covered by Original Medicare.
Many stand-alone dental plans have waiting periods of 6 to 12 months for major services. Some Advantage plans do not. We compare both.
Coverage varies. Some plans offer allowances usable for OTC devices, others only through a contracted hearing provider.
Yes, as a separate policy. It does not change your Supplement and can usually start on the first of the next month.
Related coverage
Medicare Supplement (Medigap)
Standardized policies like Plan G and Plan N that pay what Original Medicare leaves behind.
Special Needs Plans
Advantage plans designed for people with Medicaid, chronic conditions or facility care.
